To make it easier to determine my eligibility for help paying for coverage in future years, I agree to allow the Marketplace to use my income data, including information from tax returns, for the next 5 years. The Marketplace will send me a notice, let me make any changes, and I can opt out at any time.
Agree or Disagree?
I understand that I’m not eligible for a premium tax credit if I’m found eligible for other qualifying health coverage, like Medicaid, Children's Health Insurance Program (CHIP), or a job-based health plan. I also understand that if I become eligible for other qualifying health coverage, I must contact the Marketplace to end my Marketplace coverage and premium tax credit. If I don’t, the person who files taxes in my household may need to pay back my premium tax credit.
Yes or No?
I understand that because the premium tax credit will be paid on my behalf to reduce the cost of health coverage for myself and/or my dependents:
I must file a federal income tax return for the 2023 tax year.
If I’m married at the end of 2023, I must file a joint income tax return with my spouse.
I also expect that:
No one else will be able to claim me as a dependent on their 2023 federal income tax return.
I’ll claim a personal exemption deduction on my 2023 federal income tax return for any individual listed on this application as my dependent who is enrolled in coverage through this Marketplace, and whose premium for coverage is paid in whole or in part by advance payments of the premium tax credit.
If any of the above changes:
I understand that it may impact my ability to get the premium tax credit.
I also understand that when I file my 2022 federal income tax return, the Internal Revenue Service (IRS) will compare the income on my tax return with the income on my application. I understand that if the income on my tax return is lower than the amount of income on my application, I may be eligible to get an additional premium tax credit amount. On the other hand, if the income on my tax return is higher than the amount of income on my application, I may owe additional federal income tax.
Yes or No?
I know that I must tell the program I’ll be enrolled in if information I listed on this application changes. I know I can make changes in myMarketplace account or by calling Marketplace Call Center at 1-800-318-2596 (TTY: 1-855-889-4325). I know a change in my information could affect eligibility for member(s) of my household.
Agree or Disagree?
If anyone on your application is enrolled in Marketplace coverage and is later found to have other qualifying health coverage (like Medicare, Medicaid, or Children's Health Insurance Program (CHIP)), the Marketplace will automatically end their Marketplace plan coverage. This will help make sure that anyone who’s found to have other qualifying coverage won’t stay enrolled in Marketplace coverage and have to pay full cost.
Agree or Disagree?
I’m signing this application under penalty of perjury, which means I’ve provided true answers to all of the questions to the best of my knowledge. I know I may be subject to penalties under federal law if I intentionally provide false information.
Agree or Disagree?
I attest that from this day forward Advantage Health, LLC. will be the agent of record for my healthcare.gov insurance plan with the marketplace and will only be replaced by another agent if written notice is submitted to Advantage Health.
Agree or Disagree?
Do you give us authorization to enroll you in a new $0 premium health plan if your current health plans gets cancelled or discontinued by the insurance carrier? *
Yes or No?
Plans change every year. Do you authorize us to assess your plan, compare it to the new plans that come out every year, and enroll you in a new plan during open enrollment if the coverage and benefits are better?
Yes or No?
Is Healthcare.gov Access Approved? *
Yes or No?
Ok so looking at the income range generally needed to qualify for the help with lower cost insurance, for a single individual, the 2023 income range would need to be between $13,000 and $30,000. Do you think that your income will fall in between this range next year?
If OVER income- let them know they will still qualify for some credits.
Ok so looking at the income range generally needed to qualify for the help with lower cost insurance, for a household size of 2, the 2023 income range would need to be between $18,000 and $40,000. Do you think that your income will fall in between this range next year?
If OVER income- let them know they will still qualify for some credits.
Ok so looking at the income range generally needed to qualify for the help with lower cost insurance, for a household size of 3, the 2023 income range would need to be between $23,000 and $46,000. Do you think that your income will fall in between this range next year?
If OVER income- let them know they will still qualify for some credits.
Ok so looking at the income range generally needed to qualify for the help with lower cost insurance, for a household size of 4, the 2023 income range would need to be between $28,000 and $55,000. Do you think that your income will fall in between this range next year?
If OVER income- let them know they will still qualify for some credits.
Ok so looking at the income range generally needed to qualify for the help with lower cost insurance, for a household size of 5, the 2023 income range would need to be between $32,000 and $65,000. Do you think that your income will fall in between this range next year?
If OVER income- let them know they will still qualify for some credits.
Ok so looking at the income range generally needed to qualify for the help with lower cost insurance, for a household size of 6, the 2023 income range would need to be between $37,000 and $74,000. Do you think that your income will fall in between this range next year?
If OVER income- let them know they will still qualify for some credits.
Ok Great, so it looks like you already have an application on file, lets confirm all the information is correct and we can make sure you have the best option selected.
(Go through HealthSherpa process - close this pop up and proceed)
Ok Great, so I am going to text you over all the info you need, please save my number as you can text me or call me directly on the number I am texting you from and your Subscriber ID and plan info will be included on the text should you need to visit a doctor before you receive your physical card in the mail.
Copy and paste this template in TLD messenger- fill it in with correct info and send
- Doctor copays
- Specialist copays
- Premium
- Deductible
- Out of pocket max
- Subscriber ID (it’s what they have until a card is issued)
- Effective date
- Your name
- Phone number to reach you
If they are not able to receive texts, you can read them off all of the information.
- Common copays
- Premium
- Deductibles
- Out of pocket max
- Subscriber ID (it’s what they have until a card is issued)
- Effective date
- Your name
- Phone number to reach you
The Flex Card is a visa debit card through AmBetter that rewards its members for completing activities like getting a yearly physical or even just reading some health material (or at least just clicking on the article haha). Basically you get paid to take care of yourself. And of course you can you this money on anything you want.
It looks like you make too much to qualify for the subsidy at this point but my system shows you may qualify for coverage through a cost sharing program where, savings are typically 40% or more versus normal health insurance and you are free to see the Dr. of your choice and I can get you over to that department if thats fine.
Transfer to: 855-416-4094