Ok so your income falls right into the range needed to qualify for maximum help with lowering the cost of your health insurance.
Now are you employed, seeking employment or self-employed?
Ok and we can put down your hourly wage, weekly, biweekly, monthly or whatever is easiest for you, which one would that be?
(figure out their income, MAKE SURE IT FALLS INTO THE RANGE YOU MENTIONED)
Ok so looking at the income range generally needed to qualify for the help with lower cost insurance, for a single individual, the 2023 income range would need to be between $13,000 and $30,000. Do you think that your income will fall in between this range next year?
If OVER income- let them know they will still qualify for some credits.
Ok so looking at the income range generally needed to qualify for the help with lower cost insurance, for a household size of 2, the 2023 income range would need to be between $18,000 and $40,000. Do you think that your income will fall in between this range next year?
If OVER income- let them know they will still qualify for some credits.
Ok so looking at the income range generally needed to qualify for the help with lower cost insurance, for a household size of 3, the 2023 income range would need to be between $23,000 and $46,000. Do you think that your income will fall in between this range next year?
If OVER income- let them know they will still qualify for some credits.
Ok so looking at the income range generally needed to qualify for the help with lower cost insurance, for a household size of 4, the 2023 income range would need to be between $28,000 and $55,000. Do you think that your income will fall in between this range next year?
If OVER income- let them know they will still qualify for some credits.
Ok so looking at the income range generally needed to qualify for the help with lower cost insurance, for a household size of 5, the 2023 income range would need to be between $32,000 and $65,000. Do you think that your income will fall in between this range next year?
If OVER income- let them know they will still qualify for some credits.
Ok so looking at the income range generally needed to qualify for the help with lower cost insurance, for a household size of 6, the 2023 income range would need to be between $37,000 and $74,000. Do you think that your income will fall in between this range next year?
If OVER income- let them know they will still qualify for some credits.
Ok Great, so it looks like you already have an application on file, lets confirm all the information is correct and we can make sure you have the best option selected.
(Go through HealthSherpa process - close this pop up and proceed)
Ok Great, so I am going to text you over all the info you need, please save my number as you can text me or call me directly on the number I am texting you from and your Subscriber ID and plan info will be included on the text should you need to visit a doctor before you receive your physical card in the mail.
Copy and paste this template in TLD messenger- fill it in with correct info and send
- Doctor copays
- Specialist copays
- Premium
- Deductible
- Out of pocket max
- Subscriber ID (it’s what they have until a card is issued)
- Effective date
- Your name
- Phone number to reach you
If they are not able to receive texts, you can read them off all of the information.
- Common copays
- Premium
- Deductibles
- Out of pocket max
- Subscriber ID (it’s what they have until a card is issued)
- Effective date
- Your name
- Phone number to reach you
The Flex Card is a visa debit card through AmBetter that rewards its members for completing activities like getting a yearly physical or even just reading some health material (or at least just clicking on the article haha). Basically you get paid to take care of yourself. And of course you can you this money on anything you want.
It looks like you make too much to qualify for the subsidy at this point but my system shows you may qualify for coverage through a cost sharing program where, savings are typically 40% or more versus normal health insurance and you are free to see the Dr. of your choice and I can get you over to that department if thats fine.
Transfer to: 855-416-4094