Ok Great!
The qualification for $0 health plans is mainly based on your household income and size.
So just a couple of quick questions to see what you qualify for and then we can go over your plan options.
Are you currently on Medicare or Medicaid?
- If Medicaid, disconnect the call
-If Medicare, transfer to 8334361486
- If no, Do you currently receive SSI or Disability? IF YES Disconnect, IF NO PROCEED
Do you currently have coverage through your work?
- If no, proceed
- If yes, ask if they’ll be losing it soon
- If no, disconnect the call
- If no, proceed
Now, we will be looking at family coverage for you and how many others?
Ok and looking at your household, how many total people will go on your taxes when you file each year? (specific to 2023)
Ok so looking at the income range generally needed to qualify for the help with lower cost insurance, for a single individual, the 2023 income range would need to be between $13,000 and $30,000. Do you think that your income will fall in between this range next year?
If OVER income- let them know they will still qualify for some credits.
Ok so looking at the income range generally needed to qualify for the help with lower cost insurance, for a household size of 2, the 2023 income range would need to be between $18,000 and $40,000. Do you think that your income will fall in between this range next year?
If OVER income- let them know they will still qualify for some credits.
Ok so looking at the income range generally needed to qualify for the help with lower cost insurance, for a household size of 3, the 2023 income range would need to be between $23,000 and $46,000. Do you think that your income will fall in between this range next year?
If OVER income- let them know they will still qualify for some credits.
Ok so looking at the income range generally needed to qualify for the help with lower cost insurance, for a household size of 4, the 2023 income range would need to be between $28,000 and $55,000. Do you think that your income will fall in between this range next year?
If OVER income- let them know they will still qualify for some credits.
Ok so looking at the income range generally needed to qualify for the help with lower cost insurance, for a household size of 5, the 2023 income range would need to be between $32,000 and $65,000. Do you think that your income will fall in between this range next year?
If OVER income- let them know they will still qualify for some credits.
Ok so looking at the income range generally needed to qualify for the help with lower cost insurance, for a household size of 6, the 2023 income range would need to be between $37,000 and $74,000. Do you think that your income will fall in between this range next year?
If OVER income- let them know they will still qualify for some credits.
Ok Great, so it looks like you already have an application on file, lets confirm all the information is correct and we can make sure you have the best option selected.
(Go through HealthSherpa process - close this pop up and proceed)
Ok Great, so I am going to text you over all the info you need, please save my number as you can text me or call me directly on the number I am texting you from and your Subscriber ID and plan info will be included on the text should you need to visit a doctor before you receive your physical card in the mail.
Copy and paste this template in TLD messenger- fill it in with correct info and send
- Doctor copays
- Specialist copays
- Premium
- Deductible
- Out of pocket max
- Subscriber ID (it’s what they have until a card is issued)
- Effective date
- Your name
- Phone number to reach you
If they are not able to receive texts, you can read them off all of the information.
- Common copays
- Premium
- Deductibles
- Out of pocket max
- Subscriber ID (it’s what they have until a card is issued)
- Effective date
- Your name
- Phone number to reach you
The Flex Card is a visa debit card through AmBetter that rewards its members for completing activities like getting a yearly physical or even just reading some health material (or at least just clicking on the article haha). Basically you get paid to take care of yourself. And of course you can you this money on anything you want.
It looks like you make too much to qualify for the subsidy at this point but my system shows you may qualify for coverage through a cost sharing program where, savings are typically 40% or more versus normal health insurance and you are free to see the Dr. of your choice and I can get you over to that department if thats fine.
Transfer to: 855-416-4094